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510 W William Street, Monticello, IL 61856.
Full of character and timeless charm, this unique multi-level home in the highly desirable Monticello School District offers 3 bedrooms, 2.5 baths, and an abundance of flexible living space. A welcoming covered front patio leads inside, where beautiful wood-beamed ceilings add warmth and personality throughout much of the home. The main level features a spacious primary suite with a private bath, a second bedroom, an oversized third bedroom complete with a cozy fireplace and French doors, a convenient laundry room, an additional full bath, and a comfortable living room anchored by a classic brick fireplace. The inviting eat-in kitchen showcases exposed brick with a charming fireplace stove. Downstairs, you'll find a generous family room with a stunning stone fireplace, a half bath, and a versatile flex room currently set up as a salon but easily adaptable as a home business, hobby room, gym, or playroom. The upper level provides a quiet office with built-in bookcases along with additional storage space. Outside, enjoy relaxing or entertaining on the back deck overlooking mature trees and beautifully established landscaping. Completing the home is an attached one-car garage, making this one-of-a-kind property the perfect blend of charm, comfort, and functionality.
MLS ID: 12696353
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510 W William Street, Monticello, IL 61856.

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563-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $315,000 | $315,000 | $315,000 |
| Down Payment | $63,000 | $11,025 | $78,750 |
| Monthly Mortgage Amount | $1,552 | $1,904 | $1,946 |
| Taxes | $438 | $438 | $438 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $139 | $0 |
| Monthly Estimated Total | $2,090 | $2,581 | $2,484 |
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