https://www.ruhlmortgage.com/LawrenceDavis.html

406 S Fourth Street Saint Joseph, IL 61873 Residential - Single Family Contingent

  • 406 S Fourth Street, Saint Joseph, IL 61873 Main Photo

29 Total Photos [Click to View All]

Description

Move-in ready with classic charm and thoughtful updates! Fresh interior paint throughout, remodeled bath with new flooring and vanity, and a refreshed kitchen featuring refinished cabinets, new countertop and sink, vintage range, newer refrigerator, and a dishwasher. Basement has been drylocked and outfitted with new plumbing plus a new French drain-great for storage or hobbies. Major systems are in good shape: roof ~12 yrs (no known leaks), furnace and A/C ~3 yrs. Comfortable layout, 2 bedrooms, and a generous lot for outdoor enjoyment. Convenient access to village amenities and commuter routes. Offered as-is; recent improvements make this an easy next home or low-maintenance addition to a portfolio.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,224
Garage Size: 1
Built in 1946
Elementary School: St. Joseph Elementary School
High School: St. Joseph Junior High School
Middle School: St. Joseph Junior High School
Brick Exterior

General Information

Bedrooms: 2
Bathrooms: 1
Sqft: 1,224
County: Champaign
High School: St. Joseph Junior High School
Listed By:
Realty Select One
MRED MLS

Room Information

Bedroom 2: 11X10
Dining Room: 12X8
Kitchen: 15X10
Laundry: 10X8
Living Room: 19X13
Primary Bedroom: 10X11
$185,000
Est. $1,268/mo
2beds
1baths
1,224sqft
1cars
Contingent
BEDS2 BATHS1 full SQUARE FEET1,224 MLS#12682838
STATUSContingent PROPERTY TYPEResidential - Single Family SCHOOLDistrict 169

Get in Touch

Contact an agent to learn more about

406 S Fourth Street, Saint Joseph, IL 61873.

Contact Form

Preferred Communication Method:

Mortgage Calculator

Call or Click to get Pre-Approved! 563-441-1862 toll free 866-441-1862

Customize Your Loan

Customize Your Rate

Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $185,000$185,000$185,000
Down Payment $37,000$6,475$46,250
Monthly Mortgage Amount $911$1,118$1,143
Taxes $257$257$257
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$81$0
Monthly Estimated Total $1,268$1,556$1,500

Customize Your Mortgage

Similar Listings For Sale Sold

Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/15/2026. The listing information on this page last changed on 07/15/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 07/15/2026 4:40:21 AM EST) or MRED MLS (last updated Wed 07/15/2026 2:04:21 AM EST) or SCWMLS (last updated Tue 07/14/2026 11:54:44 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Tue 07/14/2026 10:15:48 PM EST) or Cedar Rapids MLS (last updated Tue 07/14/2026 10:44:14 PM EST) or NEIRBR MLS (last updated Wed 07/15/2026 1:18:40 AM EST) or ICAAR MLS (last updated Tue 07/14/2026 11:37:25 PM EST) or ECIMLS (last updated Tue 07/14/2026 11:44:33 PM EST) or RMLSA (last updated Wed 07/15/2026 1:10:54 AM EST) or Muscatine MLS (last updated Wed 07/15/2026 2:00:11 AM EST) or No Coast MLS (last updated Wed 07/15/2026 12:44:22 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

Listing data and photos distributed by MLSGRID
Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.



Privacy Policy / DMCA Notice / ADA Accessibility


Agent License Information: Licensed in IA, IL & WI

Login to My Homefinder

Pixel