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406 S Fourth Street, Saint Joseph, IL 61873.
Move-in ready with classic charm and thoughtful updates! Fresh interior paint throughout, remodeled bath with new flooring and vanity, and a refreshed kitchen featuring refinished cabinets, new countertop and sink, vintage range, newer refrigerator, and a dishwasher. Basement has been drylocked and outfitted with new plumbing plus a new French drain-great for storage or hobbies. Major systems are in good shape: roof ~12 yrs (no known leaks), furnace and A/C ~3 yrs. Comfortable layout, 2 bedrooms, and a generous lot for outdoor enjoyment. Convenient access to village amenities and commuter routes. Offered as-is; recent improvements make this an easy next home or low-maintenance addition to a portfolio.
MLS ID: 12682838
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406 S Fourth Street, Saint Joseph, IL 61873.

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563-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $185,000 | $185,000 | $185,000 |
| Down Payment | $37,000 | $6,475 | $46,250 |
| Monthly Mortgage Amount | $911 | $1,118 | $1,143 |
| Taxes | $257 | $257 | $257 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $81 | $0 |
| Monthly Estimated Total | $1,268 | $1,556 | $1,500 |
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