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186 Lake Summerset Road Davis, IL 61019 • Residential - Single Family • Active

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Description

New Roof and Siding 2026! Move-in ready 4 bedroom ranch with walkout basement in Lake Summerset featuring 2 full baths and 1 half bath with a finished lower level and full exposure. The main level offers vaulted ceilings and an open floor plan connecting the updated kitchen & appliances 2024 and living room, plus the convenience of first floor laundry. Recent updates include kitchen improvements, new flooring, and fresh paint, making this home truly turn-key. Enjoy outdoor living on the wrap-around deck and screened porch overlooking peaceful views, with the property backing to farmland and offering privacy on both sides. Newer siding, Sliding doors, and some new windows. Located in the gated Lake Summerset community with access to a private lake, beach, pool, playgrounds, tennis and pickleball courts, basketball courts, frisbee golf, and more. 4th bedroom is attached to primary suite.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 2,861
Garage Size: 2
Built in 1998
School District: Unknown

General Information

Bedrooms: 4
Bathrooms: 3
Sqft: 2,861
County: Stephenson
Subdivision: LAKE SUMMERSET
Listed By:
Dickerson & Nieman, REALTORS 815-227-5900
SCWMLS

Room Information

Primary Bedroom: 16X16 Level M
Bedroom 2: 13X12 Level M
Bedroom 3: 13X10 Level L
Bedroom 4: 13X10 Level L
Kitchen: 23X19 Level M
Laundry Room: 8X6 Level M
Living/Great Room: 23X27 Level M
$334,000
Est. $2,210/mo
4beds
3baths
2,861sqft
2cars

Listing Courtesy of: Dickerson & Nieman, REALTORS
Agency Phone: 815-227-5900
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Active
BEDS4 BATHS2 full 1 partial SQUARE FEET2,861 MLS#2025642
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONLAKE SUMMERSET SCHOOLUnknown
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 (608) 642-2235

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186 Lake Summerset Road, Davis, IL 61019.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $334,000$334,000$334,000
Down Payment $66,800$11,690$83,500
Monthly Mortgage Amount $1,645$2,019$2,063
Taxes $465$465$465
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$147$0
Monthly Estimated Total $2,210$2,731$2,628

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/15/2026. The listing information on this page last changed on 07/15/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 07/15/2026 4:40:21 AM EST) or MRED MLS (last updated Wed 07/15/2026 2:04:21 AM EST) or SCWMLS (last updated Tue 07/14/2026 11:54:44 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Tue 07/14/2026 10:15:48 PM EST) or Cedar Rapids MLS (last updated Tue 07/14/2026 10:44:14 PM EST) or NEIRBR MLS (last updated Wed 07/15/2026 1:18:40 AM EST) or ICAAR MLS (last updated Tue 07/14/2026 11:37:25 PM EST) or ECIMLS (last updated Tue 07/14/2026 11:44:33 PM EST) or RMLSA (last updated Wed 07/15/2026 1:10:54 AM EST) or Muscatine MLS (last updated Wed 07/15/2026 2:00:11 AM EST) or No Coast MLS (last updated Wed 07/15/2026 12:44:22 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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