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1405 Dakota Drive , Ottawa, IL 61350.
Welcome to this well-maintained 3-bedroom, 2-bathroom tri-level home located on Ottawa's desirable south side! Offering a functional floor plan and numerous updates throughout, this move-in ready home provides comfortable living with peace of mind. The main level features a spacious living room that flows seamlessly into the updated kitchen, complete with sliding glass doors leading to the backyard patio-perfect for outdoor dining, entertaining, or simply relaxing. The fully fenced backyard offers privacy and plenty of space for pets, play, or gardening. Upstairs, you'll find three comfortable bedrooms and an updated full bathroom. The lower level expands your living space with a cozy family room, a convenient laundry area, and a second full bathroom, making it ideal for guests, a home office, or additional recreation space. Attached 2-car garage features an electric car charger. Major improvements include siding, roof, and gutters (2016), windows (2019), sliding patio door (2019), furnace and central air (2020), water heater (2020), luxury vinyl plank flooring (2021), and new carpet (October 2025). Additional highlights include a 200-amp electrical service and spray foam insulation in the attic for improved energy efficiency. Conveniently located near schools, parks, shopping, and dining, this updated south side home is ready for its next owner. Schedule your private showing today!
MLS ID: 12703370
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1405 Dakota Drive , Ottawa, IL 61350.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $255,000 | $255,000 | $255,000 |
| Down Payment | $51,000 | $8,925 | $63,750 |
| Monthly Mortgage Amount | $1,256 | $1,542 | $1,575 |
| Taxes | $355 | $355 | $355 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $112 | $0 |
| Monthly Estimated Total | $1,711 | $2,109 | $2,030 |
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