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12984 State Route 78 Road Havana, IL 62644 Residential - Single Family Pending

Pending
  • 12984 State Route 78 Road, Havana, IL 62644 Main Photo

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Description

Enjoy stunning views year-round from this beautifully updated lakefront home at Matanza Beach! Nestled on Matanza Lake, this charming property offers endless opportunities for fishing, water recreation, bird-watching, eagle spotting, and unforgettable sunsets right from your own backyard. This inviting 2BR/1BA home is perfect as a relaxing weekend retreat or a comfortable full-time residence. The main level features a spacious living room and an eat-in kitchen with included appliances and new stove (2026). Also on the main level is a stunning family room overlooking the lake and two full, comfortable bedrooms. The basement level provides even more living space with a large recreational room, laundry room with included washer and dryer, water softener, plenty of storage, and a convenient front walkout. Additionally, a small basement chest freezer stays with the house. Step outside to enjoy the expansive 28' x 22' lake-facing deck ? the perfect spot for morning coffee and soaking in the views. Recent updates include select plumbing, drain lines and stack (2026), a whole-house 20-kW Honeywell generator (2024), septic system (2023), 200-amp electrical box (2022), and central air (2020). Your lake lifestyle is waiting ? come experience all that Matanza Beach has to offer!

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,557
Built in 1936
High School: Havana
Lake View
Eat-In Kitchen

General Information

Bedrooms: 2
Bathrooms: 1
Sqft: 1,557
County: Mason
High School: Havana
Subdivision: Stover
Listed By:
Kennedy- Sarff Real Estate LLC
RMLSA

Room Information

Bedroom 1: 12.75 X 10.41 Level - Main
Bedroom 2: 11 X 12 Level - Main
Living Room: 19.33 X 15.83 Level - Main
Family Room: 8 X 18 Level - Main
Kitchen: 13 X 15 Level - Main
Recreation Room: 30 X 14.58 Level - Basement
Laundry: 12 X 7.58 Level - Basement
$159,900
Est. $1,111/mo
2beds
1baths
1,557sqft
Pending
BEDS2 BATHS1 full SQUARE FEET1,557 MLS#CA1044222
STATUSPending PROPERTY TYPEResidential - Single Family SUBDIVISIONStover SCHOOLHavana

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12984 State Route 78 Road, Havana, IL 62644.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $159,900$159,900$159,900
Down Payment $31,980$5,597$39,975
Monthly Mortgage Amount $788$967$988
Taxes $223$223$223
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$70$0
Monthly Estimated Total $1,111$1,360$1,311

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