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106 Zimmerman Road, Spring Bay, IL 61611.
This 1966 ranch sits on 1 large double lot and delivers a strong blend of practical space, recent updates, and scenic surroundings. The home has had a total inside remodel within the last 1 to 3 years, including a conversion from a 2-bedroom layout into a 3-bedroom home. Inside, you will find 3 bedrooms, newer bathroom, 950 sq. ft. of living space, and a partial unfinished basement that adds valuable storage or future-use potential. Newer kitchen features stainless appliances and luxury vinyl flooring, while the primary bedroom includes tile flooring and direct access to a screened-in porch for an easy indoor-outdoor connection. New water heater, furnace and air conditioner. Outside the front door, take in a view of the Illinois River, one of the standout features of this Spring Bay location. The 2-car attached garage adds everyday convenience, while the large double lot lot gives you room to enjoy outdoor space without HOA or association fees. Important maintenance details have also been handled, including heating vents cleaned after the updates were completed, water treatment iron out system 2024 checked yearly, last checked 6/26 and the septic tank pumped last year. Taxes are $3,169.24 with no exemptions. The high school is Metamora. If you are searching for a 3-bed ranch in Spring Bay with acreage, remodeling, garage space, and a river-area setting, this home is worth a closer look.
MLS ID: PA1268212
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106 Zimmerman Road, Spring Bay, IL 61611.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $179,900 | $179,900 | $179,900 |
| Down Payment | $35,980 | $6,297 | $44,975 |
| Monthly Mortgage Amount | $886 | $1,088 | $1,111 |
| Taxes | $250 | $250 | $250 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $79 | $0 |
| Monthly Estimated Total | $1,236 | $1,517 | $1,461 |
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