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1007 S Kinch Street, Urbana, IL 61802.
Welcome home to this beautifully maintained 3-bedroom, 2-bath ranch offering the perfect combination of comfort, functionality, and outdoor living. Step inside to find a spacious kitchen with abundant cabinet space, along with hardwood and ceramic tile flooring throughout the main level for both style and durability. The finished basement adds valuable living space, featuring a large family room, bar area, full bathroom, laundry area, and an additional bonus room that could serve as a guest room, office, workout space, or potential fourth bedroom (no egress window). Practical updates and features provide peace of mind, including a radon mitigation system, sump pump with battery backup, and a whole-house generator. Outside, you'll appreciate the beautifully maintained, fully fenced backyard. Relax or entertain on the newer front and back composite decks. New siding enhances the home's curb appeal, while the oversized 2.5-car garage offers ample room for vehicles, storage, and hobbies. This move-in-ready home has been lovingly cared for and is ready for its next owners to enjoy.
MLS ID: 12687788
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1007 S Kinch Street, Urbana, IL 61802.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $235,000 | $235,000 | $235,000 |
| Down Payment | $47,000 | $8,225 | $58,750 |
| Monthly Mortgage Amount | $1,158 | $1,421 | $1,452 |
| Taxes | $327 | $327 | $327 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $103 | $0 |
| Monthly Estimated Total | $1,585 | $1,951 | $1,879 |
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